Portfolio Check · by Emir Kaya · 2026-08-31
Do you rebalance by calendar or by drift?
39, long horizon, regular retirement goal. Portfolio target is 75/15/10. I currently rebalance once a year because monthly checking turns my brain into soup, but I'm wondering if waiting for a 5% drift rule makes more sense.
Current actual split after the recent run:
- 79% equities
- 11% bonds
- 10% cash
How do you all do it in real life, not in elegant spreadsheet theory?
Current actual split after the recent run:
- 79% equities
- 11% bonds
- 10% cash
How do you all do it in real life, not in elegant spreadsheet theory?
3 sparks · 5 comments