Portfolio Check · by Anna Gruber · 2026-09-01
grandma left me gold coins and now I have an allocation problem
This is half sentimental post, half portfolio math. My grandma left me a small envelope of gold coins plus a note that basically said banks get weird. Melt value is roughly 14k from what I can tell.
Financial portfolio otherwise:
401k 166k target date
Roth 41k index funds
brokerage 23k total market
cash 12k
So the coins are meaningful enough to matter, not meaningful enough to retire on. Do I count this as part of my gold allocation and keep it, or sell and simplify?
Financial portfolio otherwise:
401k 166k target date
Roth 41k index funds
brokerage 23k total market
cash 12k
So the coins are meaningful enough to matter, not meaningful enough to retire on. Do I count this as part of my gold allocation and keep it, or sell and simplify?
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