Stock Talk · by Priya Nair · 2026-09-03
SCHW after the panic: cheap scar tissue or permanent trust issue?
I didn't buy during the regional-bank meltdown because I couldn't tell whether I had conviction or just adrenaline. Looking back, that may have been a miss, but I still don't know how to handicap reputational hits in a business built on people parking money.
Anybody here still doing fresh work on Schwab?
1 sparks · 6 comments
Comments
Camille Dubois · 18 likes
Hard for me to own because the business is more interest-rate-sensitive than the app aesthetic suggests.
Priya Nair · 1 likes
App aesthetic as a factor model made me laugh, and also yes.
Paper Runner · 12 likes
I bought some when everybody was posting apocalypse charts. Not heroic size, just enough to make me pay attention.
Hana Choi · 4 likes
If they get back to boring, the multiple probably heals. The question is how long boring takes.
Noah Campbell · 0 likes
I think the market confused 'messy funding mix' with 'broken franchise' for a while.
Midnight Runner · 0 likes
Schwab users are insanely sticky until they aren't. That's not helpful but it's how I think about it.