Portfolio Check · by Léa Bernard · 2026-09-07

am I weird for preferring dividend funds in my 30s?

I'm 34. Every time I mention liking SCHD or DGRO, somebody appears from the ceiling to tell me total return is what matters. I know that. I also know dividend funds make it easier for me to stay invested because the cash flow feels tangible.

Current mix:
VTI 48%
SCHD 24%
DGRO 12%
VXUS 11%
cash 5%

Am I just making an emotional-support allocation or is that... fine actually?

7 sparks · 6 comments

Comments

Oliver Smith · 5 likes

You're weird only in the sense that finance people pretend feelings don't matter.

Mateo Ramírez · 1 likes

The ceiling commenter is already warming up

Léa Bernard · 0 likes

I can hear the footsteps now.

Amir Tan · 3 likes

Emotional-support allocation is still an allocation. If you know why it's there, okay.

Camila Soto · 4 likes

Behavioral fit > theoretical perfection, within reason.

Miguel Santos · 1 likes

I wouldn't let dividend funds become your whole personality, but that mix looks tame.