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Portfolio Check · by Aoi Ito · 2026-09-11

my year in numbers: portfolio edition, with the embarrassingly simple lesson

36, nurse, no side hustle empire, just overtime I didn't fully hate.

Start of year invested: 118k
End of year invested: 171k
Contributions: 31k
Match: about 4k
Debt paid off: final 6k on student loans

Allocation all year stayed near:
S&P 500 fund 47%
international index 20%
bond fund 18%
REITs 5%
cash 10%

Embarrassingly simple lesson: every flashy idea I wrote in Notes app lost to pick a number, automate it, go work another shift.

7 sparks · 6 comments

Comments

Haruto Sato · 12 likes

Nurse overtime is basically its own asset class.

Tola Ibrahim · 1 likes

31k contributions is huge.

Lucía García · 1 likes

Notes app underperforming payroll deduction, tale as old as time.

Avery Johnson · 0 likes

Congrats on killing the student loans too.

Piotr Zieliński · 0 likes

This orbit needs more ordinary excellent years

Aoi Ito · 2 likes

Ordinary excellent is my new favorite category honestly.