Portfolio Check · by Daniela Torres · 2026-09-13
Anyone here actually happy holding intermediate bonds in the 2020s?
46 years old, retirement maybe in 14-16 years. Risk tolerance medium. I understand the role of bonds intellectually, but emotionally I still see them as the section of my portfolio that exists to disappoint me politely.
Allocation:
- 65% global equities
- 20% intermediate bond fund
- 10% short-term bond fund
- 5% cash
People who hold a real bond allocation: do you feel better for it, or do you just accept it like flossing?
Allocation:
- 65% global equities
- 20% intermediate bond fund
- 10% short-term bond fund
- 5% cash
People who hold a real bond allocation: do you feel better for it, or do you just accept it like flossing?
15 sparks · 5 comments