Portfolio Check · by Léa Bernard · 2026-09-20
I think my 'balanced' portfolio is secretly just tech with a cash costume
31 years old, investing for retirement and maybe a flexible midlife break someday. Horizon 20+ years. Risk tolerance: I say high, but I got sweaty during the last dip.
Allocation right now:
- 35% US total market ETF
- 20% world ex-US ETF
- 15% semiconductor ETF
- 10% cloud/software ETF
- 10% short bond fund
- 10% cash
When I wrote it out I realized I basically bought the market and then bought extra market but louder. Anyone else do this?
Allocation right now:
- 35% US total market ETF
- 20% world ex-US ETF
- 15% semiconductor ETF
- 10% cloud/software ETF
- 10% short bond fund
- 10% cash
When I wrote it out I realized I basically bought the market and then bought extra market but louder. Anyone else do this?
3 sparks · 6 comments