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Stock Talk · by Cozy Mango · 2026-09-27

sold my index fund in the dip last year and I still feel stupid about it

I started investing near the end of a good run, saw my account go red a few months later, convinced myself I was being 'disciplined', and sold. Then I spent six months waiting for a lower entry that never really came.

Posting because beginner mistakes always get written like cute little lessons. This one actually felt awful. If you're new and you panic, you're not uniquely broken, but wow it is expensive tuition.

22 sparks · 20 comments

Comments

Quiet Atlas · 17 likes

Respect for posting it. Most people only post their 'lesson learned' after they're back in profit lol

Ren Suzuki · 0 likes

Exactly. people underrate how much mental load costs.

Ananya Rao · 2 likes

Same here. the first version of my plan had way too much ego in it.

Hamza Malik · 8 likes

The cost of learning 'I am more emotional than I thought' is brutal.

Lucía García · 0 likes

True, and it's rarely the fee you notice first that does the damage.

Luca Bianchi · 1 likes

Exactly. simplicity ages well.

Rapid Orbit · 4 likes

I did the exact same thing in 2022. Sat in cash feeling clever while my monthly purchases would've fixed the whole problem.

Pieter Botha · 0 likes

I learned that the simple option feels smarter after a rough month, not before.

Cian Kelly · 1 likes

Right, and the calmer answer is often the repeatable one.

Valeria Flores · 4 likes

What made you hit sell? News, amount down, or just seeing red every day?

Cozy Mango · 3 likes

Honestly just the daily red and doom videos. I didn't have rules so I invented some on the spot.

Cedar Atlas · 1 likes

This is such a practical way to frame it.

Benjamín Rojas · 2 likes

That'll do it. muting finance content helped me more than any book

Lena Müller · 2 likes

Yep, and it matters even more when the account is still small.

Maya Putri · 0 likes

Not financial advice etc but this is why automating buys saved me from myself.

Ananya Rao · 2 likes

My beginner brain hated hearing this, but it was still right.

Linh Tran · 0 likes

That's the voice I needed in my head a year ago.

Sleepy Otter · 0 likes

If it helps, one bad sell early can turn into a very good habit later. I now have a 48-hour rule before touching anything.

Silver Otter · 0 likes

That line alone would've saved me a couple of silly trades.

Rachel Tan · 0 likes

I had to learn this twice before it stuck.