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Portfolio Check · by Jiho Lee · 2026-09-27

At age 30, what stock/bond split would you personally use?

Assume stable job, no pension, normal risk tolerance, no dramatic debt story. I'm 30 and deciding whether 90/10 is courage or cosplay.

22 sparks · 3 comments

Comments

Pieter Botha · 9 likes

I was 100/0 at 30 and technically survived, spiritually questionable.

Quiet Atlas · 5 likes

Risk tolerance always sounds high until the account turns into soup.

Chloe Davis · 4 likes

90/10 for me. Gives me one boring shock absorber so I don't talk myself into selling.