26, first month not living paycheck to paycheck, built my baby portfolio

Nothing fancy. Age 26, goal is just getting started and not sabotaging myself. Horizon 30ish years. Risk tolerance probably medium-high but I don't have enough experience to know.

Current tiny setup:
- 70% world ETF
- 20% bond ETF
- 10% cash

Total is about 6.4k. Posting because everyone online acts like if you aren't doing 17 optimizations you're wasting your life, and I need somebody to say this is fine or not fine.