Portfolio Check · by Olena Shevchenko · 2026-09-30
My RSUs are 70% of my net worth if I'm honest
32. I work at a company people would recognize. I kept telling myself the position would shrink naturally, but the stock kept outrunning my contributions elsewhere.
Real allocation today:
- 70% employer stock / RSUs
- 20% broad index funds
- 5% bonds
- 5% cash
Goal is regular retirement with maybe some flexibility later. Risk tolerance medium-high in theory, suddenly medium in practice. How would you unwind this without feeling like you're betraying future upside?
Real allocation today:
- 70% employer stock / RSUs
- 20% broad index funds
- 5% bonds
- 5% cash
Goal is regular retirement with maybe some flexibility later. Risk tolerance medium-high in theory, suddenly medium in practice. How would you unwind this without feeling like you're betraying future upside?
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