Portfolio Check · by Amina Okafor · 2026-10-01
61, can I still justify 50% stocks if retirement is basically around the corner?
Age 61, likely retiring at 64. Risk tolerance medium. Total portfolio around 1.25m.
Current allocation:
- 50% equities
- 30% bonds
- 20% cash
Some friends act like 50% stocks is outrageous this close to retirement. But if retirement could last 30 years, going too low scares me too. Curious how other people in their 60s think about this.
Current allocation:
- 50% equities
- 30% bonds
- 20% cash
Some friends act like 50% stocks is outrageous this close to retirement. But if retirement could last 30 years, going too low scares me too. Curious how other people in their 60s think about this.
20 sparks · 5 comments