Portfolio Check · by Siti Lestari · 2026-10-02
24 and starting late or just internet late?
Serious question because finance spaces have rotted my brain a little. I'm 24, finally making 58k, employer match kicks in after 90 days, and I have 7k saved total. Online this somehow makes me feel like a failed elder. In real life I'm ahead of almost everyone I know.
Planned allocation once I stop overthinking:
401k target date for now
Roth: 80% total US / 20% international
maybe 5% BTC in taxable eventually
Am I actually late or am I comparing myself to people who call 200k salary middle class with a straight face?
Planned allocation once I stop overthinking:
401k target date for now
Roth: 80% total US / 20% international
maybe 5% BTC in taxable eventually
Am I actually late or am I comparing myself to people who call 200k salary middle class with a straight face?
38 sparks · 6 comments