Portfolio Check · by Noah Miller · 2026-10-04
Trying for FIRE by my mid 40s, tell me where I'm fooling myself
35 now. Goal is not zero work, more like optional work by 46-47. Horizon is technically long because I'd need this to last decades. Risk tolerance: high-ish, but I don't want to cosplay being fearless.
Current split:
- 75% global equity index funds
- 10% small cap value ETF
- 5% bond fund
- 5% cash
- 5% crypto
Rough portfolio size 410k, savings rate around 42%. My blind spot is probably that I keep assuming future me will be okay with more volatility than present me really is.
Current split:
- 75% global equity index funds
- 10% small cap value ETF
- 5% bond fund
- 5% cash
- 5% crypto
Rough portfolio size 410k, savings rate around 42%. My blind spot is probably that I keep assuming future me will be okay with more volatility than present me really is.
10 sparks · 5 comments