Portfolio Check · by Quiet Noodle · 2026-10-05

dividend portfolio update after 14 months: I get the appeal now

I know the standard answer is 'just buy total market and stop decorating it,' but getting paid every month/quarter scratched some lizard-brain itch I didn't expect.

Current taxable sleeve:
SCHD 41%
DGRO 24%
VTI 20%
utility stock basket 8%
cash 7%

Last 12 months threw off about 5.6k. Yes I know some of that is just my own capital coming back in a fancy hat. Still, seeing cash land without selling shares changed my behavior for the better.

9 sparks · 6 comments

Comments

Chloe Davis · 17 likes

The anti-dividend crowd acts like you're worshipping a toaster. It's okay to like cash flow.

Rohan Mehta · 1 likes

I ran a dividend-heavy account for my mom because she hates selling. Suboptimal on paper, perfect in practice.

Quiet Noodle · 2 likes

suboptimal on paper, perfect in practice is basically adult life

An Pham · 8 likes

Behavior matters. If dividends keep you from panic-selling, that's not fake.

Martina Fernández · 1 likes

5.6k is real money. That's groceries where I live.

Arif Hasan · 3 likes

As long as you understand the tax drag and still prefer it, whatever. Plenty of worse hobbies.