Portfolio Check · by Haruto Sato · 2026-10-06
new grad bonus hit and somehow I became 22% crypto
First job out of college, signed offer, got relocation + bonus, and made the extremely online mistake of saying I'll just put a chunk into BTC and ETH while I'm young. A year later the chunk plus price moves turned into this:
401k target date 18% of assets
Roth index funds 20%
taxable VTI/VXUS 32%
BTC 15%
ETH 7%
cash 8%
I'm not ruined. I am, however, annoyed that my clean adulting plan turned into a mini casino before age 23.
401k target date 18% of assets
Roth index funds 20%
taxable VTI/VXUS 32%
BTC 15%
ETH 7%
cash 8%
I'm not ruined. I am, however, annoyed that my clean adulting plan turned into a mini casino before age 23.
26 sparks · 6 comments