Portfolio Check · by Diego Quispe · 2026-10-08
How are people in their late 50s handling sequence risk right now?
I'm 59, maybe 2-3 years from stepping back. The phrase 'sequence risk' has moved from abstract nerd concept to actual thing haunting my coffee.
Current allocation:
- 52% equities
- 28% bonds
- 20% cash
Goal is to avoid retiring directly into a bad stretch and making stupid panic decisions. Are people my age building bigger cash wedges, working longer, or just accepting that timing will always be a bit rude?
Current allocation:
- 52% equities
- 28% bonds
- 20% cash
Goal is to avoid retiring directly into a bad stretch and making stupid panic decisions. Are people my age building bigger cash wedges, working longer, or just accepting that timing will always be a bit rude?
29 sparks · 5 comments