for small accounts, is monthly DCA still worth it if the broker charges per trade?

Midnight River · 6 likes

Some brokers have recurring-buy discounts hidden in the settings. Worth a look.

Milan Visser · 1 likes

It sounds obvious now, but it did not feel obvious at the time.

Paper Mango · 4 likes

Yep, and imported advice often forgets normal people exist.

Isha Menon · 2 likes

I do every other month for exactly this reason. The perfect schedule is the one that actually survives contact with your fee structure.

Danylo Kovalenko · 0 likes

Same lesson here, just with a smaller account and more drama.

Maya Putri · 0 likes

Exactly. good systems survive tired versions of us.

Maya Putri · 2 likes

Run the numbers on an annual basis and the answer usually reveals itself fast.

Urban River · 2 likes

The practical answer is usually less glamorous and more useful.

Rapid Otter · 2 likes

This would've spared me a lot of false urgency.

Gentle Comet · 1 likes

If monthly keeps you consistent, a slightly higher fee can still be worth it versus missing contributions because you keep 'waiting'.

Valeria Flores · 1 likes

That is my real bad habit tbh. I say quarterly then suddenly it's month five

Tiago Costa · 0 likes

Same, especially once real fees showed up instead of hypothetical ones.

Alma Nilsson · 1 likes

I was in Malaysia when I started and the minimum commissions basically forced me into chunkier buys. Not ideal, not fatal.

Paper Baker · 1 likes

I appreciate when people say this without pretending emotions don't exist.

Danylo Kovalenko · 1 likes

That was the gap between theory and behavior for me too.