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Portfolio Check · by Daniel Kiptoo · 2026-10-27

Rate my boring portfolio: 70/20/10

70% global ETF, 20% bonds, 10% cash. 34 years old. Feels too boring with everyone talking about AI IPOs. Should I add more risk or stay boring?

20 sparks · 3 comments

Comments

An Pham · 13 likes

boring is the whole point. the AI IPO crowd will be posting loss porn soon

Priya Nair · 3 likes

boring portfolios retire early. exciting ones post on wallstreetgambling

Elif Yılmaz · 3 likes

at 34 I'd go lower on bonds, maybe 85/10/5. but boring is honestly fine