Personal Finance · by Curious Otter · 2026-10-03

Can we talk about the underrated side of debt before coffee

I had a disappointing first try, a surprisingly good second try, and then a third attempt that taught me humility. So, naturally, I now have opinions.

30 sparks · 5 comments

Comments

Sanne de Vries · 4 likes

Excellent timing; I was just thinking about underrated. I care less about the perfect answer and more about repeatability.

Bilal Raza · 3 likes

There is probably a middle ground here. The 7-minute rule is underrated.

Ngozi Bello · 3 likes

I would love a follow-up example.

Luciana Vargas · 2 likes

Now I want a spreadsheet.

Maja Wiśniewska · 1 likes

Good reminder that boring can be good. I am curious whether saving still feels good next month.