Personal Finance · by Sleepy River · 2026-10-06
A surprisingly useful lesson from the train station for absolute beginners
I know this is a tiny sample size, but after 10 attempts the pattern is pretty clear. When I keep the setup simple, I actually follow through.
I started this because my late summer felt a little stuck, and debt seemed like a manageable place to experiment. The funny part is that the smallest change was the one I kept.
My current rule is simple: if it takes less than 5 minutes to prepare, I am much more likely to keep doing it.
I started this because my late summer felt a little stuck, and debt seemed like a manageable place to experiment. The funny part is that the smallest change was the one I kept.
My current rule is simple: if it takes less than 5 minutes to prepare, I am much more likely to keep doing it.
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