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Personal Finance · by Budi Santoso · 2026-10-08

What is the kindest way to start with saving without overthinking it?

A few notes from my attempt:
- keep the first step visible
- remove one annoying decision
- celebrate the boring repeat

I know this is a tiny sample size, but after 10 attempts the pattern is pretty clear. When I keep the setup simple, I actually follow through.

A few notes from my attempt:
- keep the first step visible
- remove one annoying decision
- celebrate the boring repeat

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