My 9-month experiment with debt in real life

Part of me wanted the fancy version with all the tools. The better version was boring: one notebook, one reminder, and a willingness to be clumsy with the recipe for a while.

> Tiny progress is still progress.

That line sounds cheesy, but it got me through the part where saving stopped feeling new.

Would love to hear how other people handle this. I am especially curious about the version that works on a tired weekday, not just on an ideal Sunday.

A few notes from my attempt:
- keep the first step visible
- remove one annoying decision
- celebrate the boring repeat