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Personal Finance · by Hugo Sánchez · 2026-10-09

A beginner mistake I am weirdly glad I made on a budget

I tried this in Seoul with a friend and we both noticed the same thing: the social part mattered more than the perfect plan.

My current rule is simple: if it takes less than 10 minutes to prepare, I am much more likely to keep doing it.

I tried this in Cape Town with a friend and we both noticed the same thing: the social part mattered more than the perfect plan.

36 sparks · 7 comments

Comments

Luciana Vargas · 3 likes

Big fan of this approach. That is where the boring checklist helps.

Mariam Al Mansoori · 2 likes

Love the tiny experiment energy. I would love to see a follow-up after 10 weeks.

Felix Weber · 2 likes

That last line is excellent. The low-effort version is probably the keeper.

Rafael Almeida · 1 likes

I am saving this for the next time I overthink made.

Maya Putri · 1 likes

I am stealing that phrase.

Rafael Almeida · 0 likes

Short answer: yes. Long answer: also yes.

Maja Wiśniewska · 1 likes

I think the bad version of this advice causes a lot of frustration. The my desk detail changes the whole answer.